/* =========================================================================
   Vanquish Insurance Group — site styles, Brand v2 "Carbon / Teal"
   Tokens per claude/brand-v2.md (board 41). Rebuilt 2026-10-13.
   Legacy class names from the v1/v2 pages are kept and re-tokened so the
   inner pages (who-we-help, coverages, about, contact, get-a-quote)
   restyle without markup changes.
   ========================================================================= */

:root {
  /* ---- Brand v2 palette ---- */
  --carbon:     #0E1116;
  --carbon-2:   #151A21;
  --carbon-3:   #1C222B;
  --quiz-card:  #13171D;
  --quiz-opt:   #1A1F27;
  --line-dark:  rgba(255,255,255,0.08);

  --light:      #F7F8FA;
  --soft:       #F3F5F8;
  --line:       rgba(14,17,22,0.10);

  --txt:        #F3F5F7;
  --silver:     #98A2B3;
  --ink:        #0E1116;
  --ink-2:      #4B5563;
  --mute-light: #AEB6C2;

  --accent:     #00D2BE;
  --accent-2:   #1FE0C8;
  --accent-btn: #5FDBC8;
  --accent-btn-txt: #0B1A18;

  /* motion kit hooks */
  --vq-accent:   #00D2BE;
  --vq-accent-2: #1FE0C8;

  /* ---- Legacy token aliases (inner pages reference these names) ---- */
  --cream:        var(--light);
  --cream-deep:   var(--soft);
  --warm-ink:     var(--carbon);
  --warm-ink-2:   var(--carbon-2);
  --warm-char:    var(--ink-2);
  --warm-mute:    var(--silver);
  --warm-silver:  var(--silver);

  /* ---- Type ---- */
  --font-display: 'Inter Tight', 'Outfit', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, -apple-system, sans-serif;

  /* ---- Rhythm ---- */
  --maxw: 1180px; --pad-x: clamp(20px, 5vw, 64px); --pad-y: clamp(64px, 10vw, 128px);
  --radius: 18px; --radius-sm: 12px;
  --shadow-teal: 0 14px 40px -12px rgba(0,210,190,.45);
  --ease: cubic-bezier(.2,.7,.2,1);
}

*,*::before,*::after { box-sizing: border-box; }
html,body { margin:0; padding:0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: var(--font-body); font-size: 17px; line-height: 1.6; color: var(--ink); background: var(--light); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img,svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: 0; background: none; color: inherit; }
input,textarea,select { font: inherit; color: inherit; }

/* ---------- Primitives ---------- */
.flame-text, .teal-text {
  background: linear-gradient(100deg, var(--accent) 0%, var(--accent-2) 70%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.eyebrow { display: inline-flex; align-items: center; gap: 10px; font-family: var(--font-display); font-weight: 600; font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase; color: var(--accent); margin: 0 0 18px; }
.eyebrow--light { color: var(--accent); }
.eyebrow__dash { display: inline-block; width: 30px; height: 2px; background: var(--accent); border-radius: 1px; }
.eyebrow--center .eyebrow__dash { display: none; }

.section-head { text-align: center; max-width: 760px; margin: 0 auto 56px; }
.section-head h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4.4vw, 3.2rem); line-height: 1.05; letter-spacing: -0.03em; margin: 0 0 16px; }
.section-head p { color: var(--ink-2); margin: 0; }
.section { padding: var(--pad-y) var(--pad-x); }
.section--cream { background: var(--light); color: var(--ink); }
.section--cream-deep { background: var(--soft); color: var(--ink); }
.section--dark { background: var(--carbon); color: var(--silver); }
.section--dark .section-head h2 { color: var(--txt); }
.section--dark .section-head p { color: var(--silver); }
.container { max-width: var(--maxw); margin: 0 auto; }

/* ---------- Buttons ---------- */
.btn, .btn-v2 { display: inline-flex; align-items: center; gap: 10px; justify-content: center; padding: 14px 24px; border-radius: 999px; font-family: var(--font-display); font-weight: 600; font-size: 15px; letter-spacing: 0; transition: transform .25s var(--ease), background .25s var(--ease), box-shadow .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease); white-space: nowrap; cursor: pointer; line-height: 1; }
.btn--primary, .btn-v2--primary { background: var(--accent-btn); color: var(--accent-btn-txt); box-shadow: var(--shadow-teal); }
.btn--primary:hover, .btn-v2--primary:hover { background: var(--accent-2); color: var(--carbon); transform: translateY(-2px); box-shadow: 0 18px 48px -10px rgba(31,224,200,.6); }
.btn--secondary, .btn-v2--ghost { background: transparent; color: var(--ink); border: 1px solid rgba(14,17,22,.18); }
.btn--secondary:hover, .btn-v2--ghost:hover { border-color: var(--ink); background: rgba(14,17,22,.04); transform: translateY(-2px); }
.btn--ghost-dark, .btn-v2--ghost-dark { background: transparent; color: var(--txt); border: 1px solid rgba(255,255,255,.22); }
.btn--ghost-dark:hover, .btn-v2--ghost-dark:hover { border-color: var(--accent); color: var(--accent-2); transform: translateY(-2px); }
.btn--lg { padding: 17px 30px; font-size: 16px; }
.btn__icon, .btn-v2__arrow { width: 17px; height: 17px; }
.btn--submit { width: 100%; justify-content: center; }

/* ---------- NAV (grey glass → dark glass on scroll via .is-scrolled) ---------- */
.nav { position: fixed; top: 0; left: 0; right: 0; z-index: 100; padding: 16px var(--pad-x); background: linear-gradient(180deg, rgba(96,102,110,.96), rgba(74,80,88,.96)); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border-bottom: 1px solid rgba(255,255,255,.08); box-shadow: 0 10px 30px -18px rgba(14,17,22,.5); transition: padding .3s var(--ease), background .3s var(--ease); }
.nav.is-scrolled { padding: 9px var(--pad-x); background: rgba(14,17,22,.9); }
.nav__inner { max-width: var(--maxw); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.nav__brand { display: inline-flex; align-items: center; gap: 11px; flex-shrink: 0; }
.nav__dot, .dot { width: 12px; height: 12px; border-radius: 50%; flex: none; background: radial-gradient(circle at 35% 35%, #9FF3EA, var(--accent) 60%); box-shadow: 0 0 0 4px rgba(0,210,190,.18), 0 0 18px rgba(31,224,200,.75); }
.nav__wordmark-stack { display: inline-flex; flex-direction: column; line-height: 1; }
.nav__wordmark { font-family: var(--font-display); font-weight: 800; font-size: 19px; letter-spacing: 0.06em; color: #FFFFFF; }
.nav__descriptor { font-family: var(--font-body); font-weight: 500; font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--silver); margin-top: 3px; white-space: nowrap; }
.nav__links { display: flex; gap: 28px; }
.nav__link { font-family: var(--font-body); font-weight: 500; font-size: 14.5px; color: #D7DCE2; position: relative; padding: 4px 0; transition: color .2s; }
.nav__link:hover, .nav__link.is-active { color: #FFFFFF; }
.nav__link.is-active::after { content: ""; position: absolute; left: 0; right: 0; bottom: -2px; height: 2px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); border-radius: 1px; }
.nav__actions { display: flex; align-items: center; gap: 16px; flex-shrink: 0; }
.nav__phone { display: inline-flex; align-items: center; gap: 7px; font-family: var(--font-display); font-weight: 600; font-size: 14.5px; color: #FFFFFF; }
.nav__phone svg { width: 15px; height: 15px; color: var(--accent); }
.nav__phone:hover { color: var(--accent-2); }
.nav .btn--primary { padding: 10px 18px; font-size: 13.5px; }
@media (max-width: 960px) { .nav__links { display: none; } .nav__phone { display: none; } }

/* =========================================================================
   HOMEPAGE v3 (board 41)
   ========================================================================= */

/* ---- Hero (carbon; glow + speed lines come from the motion kit via .vq-hero) ---- */
.hero-v3 { position: relative; overflow: hidden; background: var(--carbon); color: var(--txt); padding: calc(80px + clamp(56px, 9vw, 110px)) var(--pad-x) clamp(64px, 10vw, 120px); isolation: isolate; }
.hero-v3__inner { position: relative; z-index: 1; max-width: var(--maxw); margin: 0 auto; }
.hero-v3 h1 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.6rem, 5.2vw, 4.4rem); line-height: 1.05; letter-spacing: -0.03em; margin: 0 0 24px; color: #FFFFFF; max-width: 17ch; }
.hero-v3__lead { font-size: clamp(17px, 1.5vw, 19px); line-height: 1.55; color: #D6DDE2; max-width: 58ch; margin: 0 0 34px; }
.hero-v3__ctas { display: flex; flex-wrap: wrap; gap: 13px; margin-bottom: 40px; }
.hero-v3__pips { display: flex; flex-wrap: wrap; gap: 10px 28px; align-items: center; color: var(--silver); font-size: 14px; margin: 0; padding: 0; list-style: none; }
.hero-v3__pips li { display: inline-flex; align-items: center; }
.hero-v3__pips b { color: #FFFFFF; font-weight: 600; }
.pip { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); display: inline-block; margin-right: 9px; flex: none; }
@media (max-width: 900px) {
  .hero-v3__ctas { flex-wrap: wrap; }
  .hero-v3__ctas .btn:nth-child(1) { flex: 1 1 100%; }
  .hero-v3__ctas .btn:nth-child(2), .hero-v3__ctas .btn:nth-child(3) { flex: 1 1 calc(50% - 7px); min-width: 0; }
}
@media (max-width: 560px) {
  .hero-v3__ctas .btn--lg { font-size: 14px; padding: 15px 10px; }
}

/* ---- Industries strip (soft) ---- */
.indstrip { background: var(--soft); padding: 44px var(--pad-x); border-bottom: 1px solid var(--line); }
.indstrip__inner { max-width: var(--maxw); margin: 0 auto; text-align: center; }
.indstrip__label { font-family: var(--font-display); font-weight: 600; font-size: 11.5px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--mute-light); display: block; margin-bottom: 22px; }
.indstrip__items { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px 38px; margin: 0; padding: 0; list-style: none; }
.indstrip__items li { display: inline-flex; align-items: center; gap: 9px; font-family: var(--font-display); font-weight: 600; font-size: 15px; color: var(--mute-light); white-space: nowrap; }
.indstrip__items svg { width: 17px; height: 17px; color: var(--accent); flex: none; }
.indstrip__items a { display: inline-flex; align-items: center; gap: 9px; color: inherit; transition: color .2s var(--ease); }
.indstrip__items a:hover { color: var(--ink); }

/* ---- Pillars (light) ---- */
.pillars-v3 { background: var(--light); padding: var(--pad-y) var(--pad-x); }
.pillars-v3__grid { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media (max-width: 960px) { .pillars-v3__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .pillars-v3__grid { grid-template-columns: 1fr; } }
.pillars-v3 .section-head { text-align: left; margin-left: 0; max-width: 820px; }
.pcard { position: relative; background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 26px; overflow: hidden; transition: transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease); }
.pcard::before { content: ""; position: absolute; top: 0; left: 0; right: 100%; height: 3px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); transition: right .35s var(--ease); }
.pcard:hover { transform: translateY(-6px); border-color: rgba(0,210,190,.5); box-shadow: 0 22px 44px -24px rgba(14,17,22,.25); }
.pcard:hover::before { right: 0; }
.icon-tile { width: 44px; height: 44px; border-radius: 12px; background: rgba(0,210,190,.12); display: inline-flex; align-items: center; justify-content: center; color: var(--accent); margin-bottom: 18px; }
.icon-tile svg { width: 21px; height: 21px; }
.pcard h3 { font-family: var(--font-display); font-weight: 700; font-size: 21px; letter-spacing: -0.02em; margin: 0 0 10px; color: var(--ink); }
.pcard p { font-size: 14.5px; color: var(--ink-2); margin: 0; line-height: 1.55; }

/* ---- Feature split (carbon) ---- */
.split-v3 { background: var(--carbon); color: var(--silver); padding: var(--pad-y) var(--pad-x) clamp(40px, 6vw, 72px); }
.split-v3__grid { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
@media (max-width: 860px) { .split-v3__grid { grid-template-columns: 1fr; gap: 40px; } }
.split-v3 h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4.4vw, 3.1rem); line-height: 1.05; letter-spacing: -0.03em; margin: 0 0 18px; color: #FFFFFF; }
.split-v3__lead { color: var(--silver); max-width: 48ch; margin: 0 0 26px; }
.split-v3__checks { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 14px; }
.split-v3__checks li { display: flex; gap: 12px; align-items: flex-start; color: #D6DDE2; font-size: 15.5px; line-height: 1.5; }
.ck { width: 22px; height: 22px; border-radius: 50%; background: rgba(0,210,190,.14); color: var(--accent); display: inline-flex; align-items: center; justify-content: center; flex: none; margin-top: 1px; }
.ck svg { width: 12px; height: 12px; }
.split-v3__panel { position: relative; background: var(--carbon-2); border: 1px solid var(--line-dark); border-radius: var(--radius); padding: 26px; box-shadow: 0 30px 60px -30px rgba(0,0,0,.6); overflow: hidden; }
.split-v3__panel .ring { position: absolute; border: 1px solid rgba(0,210,190,.18); border-radius: 50%; pointer-events: none; }
.split-v3__panel .ring--1 { width: 260px; height: 260px; top: -90px; right: -70px; }
.split-v3__panel .ring--2 { width: 170px; height: 170px; bottom: -60px; left: -50px; }
.fauxui { position: relative; z-index: 1; }
.fauxui__row { display: flex; align-items: center; gap: 14px; padding: 15px 14px; margin-bottom: 10px; background: var(--carbon-3); border: 1px solid var(--line-dark); border-radius: var(--radius-sm); }
.fauxui__row:last-child { margin-bottom: 0; }
.fauxui__dot { width: 9px; height: 9px; border-radius: 50%; background: var(--accent); flex-shrink: 0; box-shadow: 0 0 10px rgba(0,210,190,.6); }
.fauxui__content { flex: 1; min-width: 0; }
.fauxui__label { font-family: var(--font-display); font-weight: 700; font-size: 14px; color: var(--txt); letter-spacing: -0.01em; display: block; margin-bottom: 2px; }
.fauxui__sub { font-size: 12.5px; color: var(--silver); display: block; }
.fauxui__time, .fauxui__tag { font-family: var(--font-display); font-weight: 600; font-size: 11.5px; letter-spacing: 0.05em; flex-shrink: 0; padding: 4px 10px; border-radius: 999px; }
.fauxui__tag--done { color: var(--accent-2); background: rgba(0,210,190,.12); }
.fauxui__tag--sent { color: var(--accent-2); background: rgba(0,210,190,.12); }
.fauxui__tag--sched { color: #F0B35C; background: rgba(240,179,92,.12); }
.fauxui__time { color: var(--silver); padding: 0; }

/* ---- Stats (carbon, no boxes, no top pad) ---- */
.statsv3 { background: var(--carbon); padding: 0 var(--pad-x) var(--pad-y); }
.statsv3__grid { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; text-align: center; border-top: 1px solid var(--line-dark); padding-top: clamp(40px, 6vw, 64px); }
@media (max-width: 760px) { .statsv3__grid { grid-template-columns: 1fr 1fr; gap: 40px 24px; } }
.statsv3 .num { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.4rem, 5vw, 3.6rem); line-height: 1; letter-spacing: -0.03em; color: #FFFFFF; }
.statsv3 .num .sfx { color: var(--accent); font-size: 0.55em; font-weight: 700; margin-left: 2px; }
.statsv3 .lbl { font-size: 14px; color: var(--silver); margin-top: 10px; line-height: 1.4; }

/* ---- 30-second check (light band, dark card) ---- */
.quiz-band { background: var(--light); padding: var(--pad-y) var(--pad-x); }
.quiz-band .section-head .eyebrow__dash { display: none; }
.quiz-card { max-width: 760px; margin: 0 auto; background: var(--quiz-card); border-radius: var(--radius); padding: clamp(24px, 4vw, 40px); color: var(--txt); box-shadow: 0 30px 70px -30px rgba(14,17,22,.45); }
.q-progress { height: 4px; background: rgba(255,255,255,.08); border-radius: 2px; overflow: hidden; margin-bottom: 28px; }
.q-progress i { display: block; height: 100%; width: 8%; background: linear-gradient(90deg, var(--accent), var(--accent-2)); border-radius: 2px; transition: width .35s var(--ease); }
.q-step { display: none; }
.q-step.active { display: block; animation: qfade .35s var(--ease); }
@keyframes qfade { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
.q-step h3 { font-family: var(--font-display); font-weight: 700; font-size: clamp(19px, 2.4vw, 24px); letter-spacing: -0.02em; color: #FFFFFF; margin: 0 0 20px; }
.q-opts { display: flex; flex-direction: column; gap: 10px; }
.q-opt { display: flex; align-items: center; gap: 14px; width: 100%; text-align: left; background: var(--quiz-opt); border: 1px solid var(--line-dark); border-radius: var(--radius-sm); padding: 15px 16px; color: #D6DDE2; font-size: 15px; transition: border-color .2s var(--ease), background .2s var(--ease), transform .2s var(--ease); }
.q-opt:hover { border-color: rgba(0,210,190,.55); background: #1E242D; transform: translateX(3px); }
.q-badge { width: 28px; height: 28px; border-radius: 8px; background: rgba(0,210,190,.14); color: var(--accent); font-family: var(--font-display); font-weight: 700; font-size: 13px; display: inline-flex; align-items: center; justify-content: center; flex: none; }
.q-back { margin-top: 20px; background: none; color: var(--silver); font-size: 13.5px; }
.q-back:hover { color: #FFFFFF; }
.q-result { display: none; }
.q-result.active { display: block; animation: qfade .35s var(--ease); }
.q-result .eyebrow { margin-bottom: 12px; }
.q-result h3 { font-family: var(--font-display); font-weight: 800; font-size: clamp(20px, 2.6vw, 26px); letter-spacing: -0.02em; color: #FFFFFF; margin: 0 0 8px; }
.q-result__note { color: var(--silver); font-size: 14.5px; margin: 0 0 22px; }
.reclist { list-style: none; margin: 0 0 26px; padding: 0; display: flex; flex-direction: column; gap: 14px; }
.reclist li { display: flex; gap: 12px; align-items: flex-start; color: var(--silver); font-size: 14px; line-height: 1.5; }
.reclist b { color: #FFFFFF; font-family: var(--font-display); font-weight: 700; font-size: 15px; letter-spacing: -0.01em; }
.q-result__ctas { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }

/* ---- Coverages (carbon) ---- */
.covband { background: var(--carbon); color: var(--silver); padding: var(--pad-y) var(--pad-x); }
.covband .section-head { text-align: left; margin-left: 0; }
.covband .section-head h2 { color: #FFFFFF; }
.covgrid { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
@media (max-width: 960px) { .covgrid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .covgrid { grid-template-columns: 1fr; } }
.covcard { position: relative; background: var(--carbon-3); border: 1px solid var(--line-dark); border-radius: var(--radius); padding: 26px 24px; overflow: hidden; transition: transform .25s var(--ease), border-color .25s var(--ease), box-shadow .25s var(--ease); }
.covcard::before { content: ""; position: absolute; top: 0; left: 0; right: 100%; height: 3px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); transition: right .35s var(--ease); }
.covcard:hover { transform: translateY(-6px); border-color: rgba(0,210,190,.45); box-shadow: 0 24px 48px -24px rgba(0,0,0,.65); }
.covcard:hover::before { right: 0; }
.covcard__num { font-family: var(--font-display); font-weight: 700; font-size: 12.5px; color: var(--accent); letter-spacing: 0.12em; margin-bottom: 12px; }
.covcard h3 { font-family: var(--font-display); font-weight: 700; font-size: 19px; letter-spacing: -0.015em; color: #FFFFFF; margin: 0 0 8px; }
.covcard p { font-size: 14px; color: var(--silver); margin: 0; line-height: 1.55; }
.covband__after { max-width: var(--maxw); margin: 32px auto 0; color: #D6DDE2; font-size: 15px; }
.covband__after b { color: #FFFFFF; }

/* ---- You don't pay me + founder (soft) ---- */
.paybox { background: var(--soft); padding: var(--pad-y) var(--pad-x); }
.paybox__grid { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 56px; align-items: center; }
@media (max-width: 860px) { .paybox__grid { grid-template-columns: 1fr; gap: 36px; } }
.paybox__portrait { position: relative; }
.paybox__portrait img { width: 100%; border-radius: var(--radius); object-fit: cover; aspect-ratio: 4/5; box-shadow: 0 30px 60px -30px rgba(14,17,22,.35); }
@media (max-width: 860px) { .paybox__portrait img { aspect-ratio: auto; max-height: 420px; } }
.namecard { position: absolute; left: 16px; bottom: 16px; right: 16px; background: rgba(14,17,22,.88); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px); border-radius: var(--radius-sm); padding: 14px 16px; }
.namecard b { display: block; font-family: var(--font-display); font-weight: 700; font-size: 15px; color: #FFFFFF; }
.namecard span { font-size: 12px; color: var(--silver); }
.paybox__text h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4.2vw, 3rem); line-height: 1.06; letter-spacing: -0.03em; margin: 0 0 20px; color: var(--ink); }
.paybox__text p { color: var(--ink-2); margin: 0 0 16px; line-height: 1.6; }
.paybox__chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 22px; }
.chip-v3 { display: inline-flex; align-items: center; gap: 7px; padding: 8px 15px; background: #FFFFFF; border: 1px solid var(--line); border-radius: 999px; font-family: var(--font-display); font-weight: 600; font-size: 13px; color: var(--ink-2); }
.chip-v3 .pip { margin-right: 0; }

/* ---- Testimonials (soft, placeholders) ---- */
.testis { background: var(--soft); padding: 0 var(--pad-x) var(--pad-y); }
.testis__inner { max-width: var(--maxw); margin: 0 auto; }
.testis__stars { color: var(--accent); font-size: 18px; letter-spacing: 4px; text-align: center; margin-bottom: 18px; }
.testis__big { max-width: 820px; margin: 0 auto 14px; text-align: center; font-family: var(--font-display); font-weight: 600; font-size: clamp(19px, 2.6vw, 26px); line-height: 1.4; letter-spacing: -0.015em; color: var(--ink); }
.testis__attr { text-align: center; color: var(--mute-light); font-size: 14px; margin-bottom: 44px; }
.testis__cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
@media (max-width: 860px) { .testis__cards { grid-template-columns: 1fr; } }
.testis__card { background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; font-size: 14.5px; color: var(--ink-2); line-height: 1.55; }
.testis__card b { display: block; margin-top: 14px; font-family: var(--font-display); font-weight: 700; font-size: 13.5px; color: var(--ink); }
.testis__card span { font-size: 13px; color: var(--mute-light); }

/* ---- Final CTA (carbon + glow) ---- */
.cta-v3 { position: relative; overflow: hidden; background: var(--carbon); padding: clamp(80px, 12vw, 130px) var(--pad-x); text-align: center; isolation: isolate; }
.cta-v3::before { content: ""; position: absolute; inset: 0; z-index: 0; background: radial-gradient(700px 400px at 50% 110%, rgba(0,210,190,.22), transparent 65%); pointer-events: none; }
.cta-v3__inner { position: relative; z-index: 1; max-width: 820px; margin: 0 auto; }
.cta-v3 h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.2rem, 5vw, 3.5rem); line-height: 1.05; letter-spacing: -0.03em; color: #FFFFFF; margin: 0 0 18px; }
.cta-v3__lead { color: var(--silver); font-size: 18px; margin: 0 0 34px; }
.cta-v3__ctas { display: flex; flex-wrap: wrap; gap: 13px; justify-content: center; }
.cta-v3__foot { font-size: 12px; color: var(--silver); margin-top: 26px; opacity: .8; }

/* ---------- FOOTER (near-black) ---------- */
.footer { background: #0A0D11; color: var(--silver); padding: 64px var(--pad-x) 100px; }
.footer__inner { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 40px; }
.footer__brand { display: flex; flex-direction: column; align-items: flex-start; }
.footer__brand .nav__dot { margin-bottom: 12px; }
.footer__mark { width: 12px; height: 12px; border-radius: 50%; background: radial-gradient(circle at 35% 35%, #9FF3EA, var(--accent) 60%); box-shadow: 0 0 0 4px rgba(0,210,190,.18), 0 0 18px rgba(31,224,200,.75); margin-bottom: 12px; }
.footer__wordmark { font-family: var(--font-display); font-weight: 800; font-size: 19px; letter-spacing: 0.06em; color: #FFFFFF; }
.footer__tagline { font-family: var(--font-body); font-weight: 500; font-size: 10px; letter-spacing: 0.18em; color: var(--silver); margin-top: 3px; text-transform: uppercase; }
.footer__brand p { font-size: 14px; color: var(--silver); margin: 18px 0 0; line-height: 1.55; max-width: 30ch; }
.footer__col h4 { font-family: var(--font-display); font-weight: 700; font-size: 12px; letter-spacing: 0.15em; text-transform: uppercase; color: #6B7686; margin: 0 0 16px; }
.footer__col a, .footer__col span { display: block; font-size: 14px; color: var(--silver); margin-bottom: 10px; transition: color .2s; }
.footer__col a:hover { color: var(--accent-2); }
.footer__legal { grid-column: 1 / -1; border-top: 1px solid var(--line-dark); padding-top: 24px; margin-top: 24px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: 12.5px; color: #6B7686; }
.footer__legal p { margin: 0; max-width: 72ch; }
@media (max-width: 860px) { .footer__inner { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .footer__inner { grid-template-columns: 1fr; } .footer__legal { flex-direction: column; } }

/* ---------- MOBILE BAR (dark glass) ---------- */
.mobilebar { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 110; background: rgba(14,17,22,.95); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border-top: 1px solid var(--line-dark); padding: 10px 10px calc(10px + env(safe-area-inset-bottom)); gap: 8px; }
@media (max-width: 720px) { .mobilebar { display: flex; } }
.mobilebar__btn { flex: 1; display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 12px 10px; border-radius: 10px; font-family: var(--font-display); font-weight: 600; font-size: 13px; color: var(--txt); background: transparent; border: 1px solid rgba(255,255,255,.18); }
.mobilebar__btn svg { width: 16px; height: 16px; }
.mobilebar__btn--primary { background: var(--accent-btn); border-color: var(--accent-btn); color: var(--accent-btn-txt); flex: 1.4; }

/* =========================================================================
   LEGACY INNER-PAGE COMPONENTS — re-tokened to Carbon / Teal
   ========================================================================= */

/* Inner-page hero (carbon band now) */
.hero { position: relative; overflow: hidden; padding: calc(var(--pad-y) + 80px) var(--pad-x) var(--pad-y); background: var(--carbon); color: var(--txt); isolation: isolate; }
.hero--short { padding: calc(var(--pad-y) * .6 + 80px) var(--pad-x) calc(var(--pad-y) * .7); }
.hero__bg { position: absolute; inset: 0; z-index: 0; pointer-events: none; background: radial-gradient(900px 500px at 78% 18%, rgba(0,210,190,.22), transparent 60%), radial-gradient(700px 600px at 12% 92%, rgba(31,224,200,.12), transparent 55%); }
.hero__glow { display: none; }
.hero__speedlines, .hero__speedline { display: none; }
.hero__inner { position: relative; z-index: 1; max-width: var(--maxw); margin: 0 auto; }
.hero__headline { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.6rem, 6.4vw, 4.4rem); line-height: 1.04; letter-spacing: -0.03em; margin: 0 0 26px; max-width: 16ch; color: #FFFFFF; }
.hero__headline--short { font-size: clamp(2.2rem, 5.4vw, 3.6rem); }
.hero__sub { font-size: clamp(17px, 1.6vw, 19px); line-height: 1.55; color: #D6DDE2; max-width: 58ch; margin: 0 0 36px; }
.hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 44px; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 10px 28px; padding: 0; margin: 0; list-style: none; font-family: var(--font-display); font-weight: 600; font-size: 12px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--silver); }
.hero__trust li { display: inline-flex; align-items: center; gap: 10px; }
.hero__trust li + li::before { content: ""; display: inline-block; width: 4px; height: 4px; border-radius: 50%; background: var(--accent); margin-right: 18px; margin-left: -18px; }

/* Strip */
.strip { background: var(--soft); padding: 56px var(--pad-x); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.strip__text { max-width: 820px; margin: 0 auto; text-align: center; font-size: 17px; color: var(--ink-2); line-height: 1.6; }

/* Who cards */
.whos { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 860px) { .whos { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .whos { grid-template-columns: 1fr; } }
.who { position: relative; background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 24px 26px; overflow: hidden; transition: transform .25s var(--ease), border-color .25s var(--ease), box-shadow .25s var(--ease); }
.who::before { content: ""; position: absolute; top: 0; left: 0; right: 100%; height: 3px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); transition: right .35s var(--ease); }
.who:hover { transform: translateY(-6px); border-color: rgba(0,210,190,.5); box-shadow: 0 22px 44px -24px rgba(14,17,22,.25); }
.who:hover::before { right: 0; }
.who__icon { width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; background: rgba(0,210,190,.12); border-radius: 12px; margin-bottom: 18px; color: var(--accent); }
.who__icon svg { width: 22px; height: 22px; }
.who__title { font-family: var(--font-display); font-weight: 700; font-size: 20px; letter-spacing: -0.02em; margin: 0 0 8px; color: var(--ink); }
.who__body { font-size: 14.5px; color: var(--ink-2); margin: 0 0 16px; line-height: 1.55; }
.who__tags { display: flex; flex-wrap: wrap; gap: 6px; }
.who__tags span { font-family: var(--font-display); font-weight: 600; font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-2); background: var(--soft); border: 1px solid var(--line); border-radius: 999px; padding: 4px 10px; }

/* Feature split (legacy wrapper used by who-we-help) */
.feature-split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; max-width: var(--maxw); margin: 0 auto; }
@media (max-width: 860px) { .feature-split { grid-template-columns: 1fr; gap: 40px; } }
.feature-split__text h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4.4vw, 3.1rem); line-height: 1.05; letter-spacing: -0.03em; margin: 0 0 20px; color: #FFFFFF; }
.feature-split__text .eyebrow { color: var(--accent); }
.feature-split__text p { color: var(--silver); max-width: 44ch; margin: 0 0 28px; }
.feature-split .fauxui { background: linear-gradient(140deg, var(--carbon-2), var(--carbon)); border: 1px solid var(--line-dark); border-radius: var(--radius); padding: 24px; box-shadow: 0 30px 60px -30px rgba(0,0,0,.6); }

/* Accordion */
.accordion { max-width: 820px; margin: 0 auto; }
.acc { background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius-sm); margin-bottom: 10px; overflow: hidden; transition: border-color .2s var(--ease); }
.acc[open] { border-color: rgba(0,210,190,.55); }
.acc summary { list-style: none; cursor: pointer; padding: 18px 20px; display: flex; align-items: center; justify-content: space-between; gap: 16px; font-family: var(--font-display); font-weight: 700; font-size: 17px; color: var(--ink); letter-spacing: -0.015em; }
.acc summary::-webkit-details-marker { display: none; }
.acc summary::after { content: ""; width: 10px; height: 10px; border-right: 2px solid var(--ink-2); border-bottom: 2px solid var(--ink-2); transform: rotate(45deg); transition: transform .2s var(--ease), border-color .2s var(--ease); flex-shrink: 0; margin-right: 4px; }
.acc[open] summary::after { transform: rotate(-135deg); border-color: var(--accent); }
.acc__body { padding: 0 20px 20px; color: var(--ink-2); font-size: 15px; line-height: 1.6; }
.acc__body p { margin: 0 0 12px; }
.acc__body p:last-child { margin: 0; }

/* Trio */
.trio { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 760px) { .trio { grid-template-columns: 1fr; } }
.trio__item { background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.trio__item h3 { font-family: var(--font-display); font-weight: 700; font-size: 18px; letter-spacing: -0.015em; margin: 0 0 10px; color: var(--ink); }
.trio__item p { font-size: 14.5px; color: var(--ink-2); margin: 0; line-height: 1.55; }
.trio__item__eyebrow { font-family: var(--font-display); font-weight: 700; font-size: 13px; color: var(--accent); letter-spacing: 0.1em; margin-bottom: 14px; }

/* Founder (about page) */
.founder { display: grid; grid-template-columns: 240px 1fr; gap: 40px; align-items: start; max-width: 820px; margin: 0 auto; }
@media (max-width: 640px) { .founder { grid-template-columns: 1fr; } }
.founder__tile { aspect-ratio: 4/5; background: linear-gradient(140deg, var(--carbon), var(--carbon-2)); border-radius: var(--radius); display: flex; align-items: center; justify-content: center; overflow: hidden; }
.founder__tile svg { width: 50%; height: 50%; }
.founder__tile img { width: 100%; height: 100%; object-fit: cover; }
.founder__name { font-family: var(--font-display); font-weight: 800; font-size: 22px; letter-spacing: -0.02em; margin: 0 0 4px; color: var(--ink); }
.founder__role { font-family: var(--font-display); font-weight: 600; font-size: 12px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--accent); margin: 0 0 16px; }
.founder__bio p { color: var(--ink-2); margin: 0 0 14px; }

/* Stats (about page, light band) */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; text-align: center; }
@media (max-width: 760px) { .stats { grid-template-columns: repeat(2, 1fr); gap: 40px; } }
.stat__num { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.6rem, 5.5vw, 4rem); line-height: 1; letter-spacing: -0.03em; background: linear-gradient(100deg, var(--accent), var(--accent-2)); -webkit-background-clip: text; background-clip: text; color: transparent; margin-bottom: 10px; }
.stat__label { font-size: 14px; color: var(--ink-2); line-height: 1.4; max-width: 24ch; margin: 0 auto; }

/* Contact cards */
.contact-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; max-width: 920px; margin: 0 auto 48px; }
@media (max-width: 760px) { .contact-cards { grid-template-columns: 1fr; } }
.contact-card { position: relative; background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: 32px 24px; text-align: center; overflow: hidden; transition: transform .25s var(--ease), border-color .25s var(--ease), box-shadow .25s var(--ease); }
.contact-card::before { content: ""; position: absolute; top: 0; left: 0; right: 100%; height: 3px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); transition: right .35s var(--ease); }
.contact-card:hover { transform: translateY(-4px); border-color: rgba(0,210,190,.5); box-shadow: 0 22px 44px -24px rgba(14,17,22,.25); }
.contact-card:hover::before { right: 0; }
.contact-card__icon { width: 56px; height: 56px; display: inline-flex; align-items: center; justify-content: center; background: rgba(0,210,190,.12); border-radius: 50%; margin-bottom: 18px; color: var(--accent); }
.contact-card__icon svg { width: 24px; height: 24px; }
.contact-card__label { font-family: var(--font-display); font-weight: 700; font-size: 13px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--mute-light); margin: 0 0 6px; }
.contact-card__value { font-family: var(--font-display); font-weight: 800; font-size: 20px; letter-spacing: -0.02em; color: var(--ink); margin: 0 0 16px; }
.contact-card__cta { display: inline-flex; align-items: center; gap: 6px; font-family: var(--font-display); font-weight: 700; font-size: 13px; color: var(--accent); letter-spacing: 0.02em; }
.contact-card__cta:hover { color: var(--accent-2); }
.contact-info { max-width: 640px; margin: 0 auto; text-align: center; color: var(--ink-2); font-size: 15px; line-height: 1.7; }
.contact-info strong { color: var(--ink); }

/* CTA panel + final CTA (legacy) */
.ctapanel { max-width: 820px; margin: 0 auto; text-align: center; }
.ctapanel h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4.4vw, 3rem); line-height: 1.05; letter-spacing: -0.03em; margin: 0 0 16px; }
.ctapanel p { color: var(--ink-2); margin: 0 0 28px; }
.ctapanel__ctas { display: flex; justify-content: center; flex-wrap: wrap; gap: 12px; }
.finalcta { position: relative; text-align: center; max-width: 820px; margin: 0 auto; }
.finalcta h2 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.2rem, 5vw, 3.4rem); line-height: 1.05; letter-spacing: -0.03em; color: #FFFFFF; margin: 0 0 16px; }
.finalcta p { color: var(--silver); margin: 0 0 32px; }
.finalcta__ctas { display: flex; justify-content: center; flex-wrap: wrap; gap: 12px; }

/* Quote form (get-a-quote) */
.quote { padding: var(--pad-y) var(--pad-x); background: var(--light); }
.quote__inner { max-width: 920px; margin: 0 auto; }
.quote__intro { text-align: center; margin-bottom: 48px; }
.quote__headline { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.2rem, 5vw, 3.4rem); line-height: 1.05; letter-spacing: -0.03em; margin: 0 0 16px; }
.quote__sub { color: var(--ink-2); max-width: 52ch; margin: 0 auto; }
.quote__form { background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(24px, 4vw, 40px); display: grid; gap: 20px; box-shadow: 0 24px 60px -32px rgba(14,17,22,.25); }
.field { display: flex; flex-direction: column; gap: 8px; }
.field__label, .field label { font-family: var(--font-display); font-weight: 600; font-size: 14px; color: var(--ink); letter-spacing: -0.005em; }
.field__hint { font-family: var(--font-body); font-weight: 400; font-size: 13px; color: var(--mute-light); margin-left: 4px; }
.field input, .field textarea { background: var(--light); border: 1px solid rgba(14,17,22,.14); border-radius: var(--radius-sm); padding: 13px 14px; font-size: 16px; color: var(--ink); transition: border-color .15s var(--ease), box-shadow .15s var(--ease); }
.field input:focus, .field textarea:focus { outline: 0; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(0,210,190,.18); }
.field textarea { resize: vertical; min-height: 80px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 560px) { .field-row { grid-template-columns: 1fr; } }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 4px; }
.chip { position: relative; cursor: pointer; }
.chip input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.chip span { display: inline-block; padding: 9px 15px; background: var(--light); border: 1px solid rgba(14,17,22,.14); border-radius: 999px; font-size: 14px; color: var(--ink-2); transition: all .15s var(--ease); }
.chip:hover span { border-color: var(--accent); color: var(--ink); }
.chip input:checked + span { background: var(--carbon); border-color: var(--carbon); color: var(--accent-2); }
.quote__disclaim { font-size: 12px; color: var(--mute-light); text-align: center; margin: 0; line-height: 1.5; }
.quote__success { text-align: center; padding: 60px 24px; }
.quote__success-headline { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4vw, 2.8rem); margin: 0 0 16px; letter-spacing: -0.03em; }
.quote__sig { margin-top: 24px; font-family: var(--font-display); font-weight: 600; color: var(--ink-2); }

/* ---------- Scroll reveal ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .55s var(--ease), transform .55s var(--ease); will-change: opacity, transform; }
.reveal.is-in { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: .08s; } .reveal.d2 { transition-delay: .16s; }
.reveal.d3 { transition-delay: .24s; } .reveal.d4 { transition-delay: .32s; }

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  *,*::before,*::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1 !important; transform: none !important; }
}

/* =========================================================================
   v4 homepage additions (2026-10-15): portrait fix, footer lockup, personal band,
   industries marquee, quiz shadow, 5-col footer, one-contact block (+ light variant)
   ========================================================================= */
.paybox__portrait img { height: auto; }
.footer__brand .nav__dot { margin-bottom: 0; }
.pillars-v3 .reviewbar { max-width: var(--maxw); margin: 28px auto 0; background: #FFFFFF; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 30px; display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.reviewbar h3 { font-family: var(--font-display); font-weight: 800; font-size: 22px; letter-spacing: -0.02em; margin: 0 0 6px; color: var(--ink); }
.reviewbar p { font-size: 15px; color: var(--ink-2); margin: 0; }
.reviewbar__ctas { display: flex; gap: 10px; flex-wrap: wrap; }
.btn__sub { color: var(--silver); font-weight: 500; margin-left: 2px; }
.indstrip__marquee { position: relative; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.indstrip__track { display: flex; width: max-content; animation: indscroll 48s linear infinite; }
.indstrip__marquee:hover .indstrip__track { animation-play-state: paused; }
.indstrip__track span { display: inline-flex; align-items: center; gap: 14px; padding: 0 22px 0 0; margin-right: 22px; font-family: var(--font-display); font-weight: 600; font-size: 15px; color: var(--mute-light); white-space: nowrap; }
.indstrip__track span::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 8px rgba(31,224,200,.7); flex: none; }
@keyframes indscroll { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .indstrip__track { animation: none; width: auto; flex-wrap: wrap; justify-content: center; } .indstrip__marquee { mask-image: none; -webkit-mask-image: none; } }
.quiz-card { box-shadow: 0 40px 90px -8px rgba(14,17,22,.48), 0 16px 32px -6px rgba(14,17,22,.26); }
@media (min-width: 861px) { .footer__inner { grid-template-columns: 1.3fr 1fr 1fr 1fr 1fr; gap: 32px; } }
.hub { background: var(--carbon); color: var(--silver); padding: var(--pad-y) var(--pad-x) 36px; }
.hub .section-head { text-align: center; margin: 0 auto 56px; max-width: 760px; }
.hub .section-head h2 { color: #FFFFFF; }
.hub .section-head p { color: #C9D1DB; }
.hub .section-head .eyebrow { justify-content: center; }
.hub .section-head .eyebrow__dash { display: none; }
.hub__diagram { position: relative; max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 300px 1fr 300px; min-height: 540px; align-items: start; }
.hub__lines { position: absolute; inset: 0; width: 100%; height: 100%; pointer-events: none; }
.hub__base path { fill: none; stroke: var(--accent); stroke-width: 1.5; stroke-opacity: .22; }
.hub__paths path { fill: none; stroke: var(--accent-2); stroke-width: 2; stroke-opacity: .9; stroke-dasharray: 5 14; stroke-linecap: round; animation: hubflow 1.4s linear infinite; }
@keyframes hubflow { to { stroke-dashoffset: -19; } }
.hub__side { display: flex; flex-direction: column; gap: 49px; position: relative; z-index: 1; padding-top: 22px; }
.hub__sidelabel { position: absolute; top: -12px; left: 0; right: 0; text-align: center; font-family: var(--font-display); font-weight: 700; font-size: 11.5px; letter-spacing: 0.18em; text-transform: uppercase; color: #6B7686; }
.hub__side--biz { grid-column: 1; } .hub__side--per { grid-column: 3; }
.hub__side--per .hub__sidelabel { right: 0; }
.hub__chip { height: 56px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; align-items: center; text-align: center; padding: 0 16px; background: var(--carbon-3); border: 1px solid var(--line-dark); border-radius: 12px; }
.hub__chip b { font-family: var(--font-display); font-weight: 700; font-size: 15px; color: #FFFFFF; letter-spacing: -0.01em; }
.hub__chip span { font-size: 12px; color: #6B7686; margin-top: 2px; }
.hub__node { position: absolute; left: 50%; top: 260px; transform: translate(-50%, -50%); z-index: 2; display: flex; flex-direction: column; align-items: center; gap: 6px; padding: 26px 30px; background: var(--carbon); border: 1px solid rgba(0,210,190,.45); border-radius: 18px; box-shadow: 0 0 0 10px rgba(0,210,190,.06), 0 30px 70px -20px rgba(0,0,0,.7), 0 0 60px -10px rgba(0,210,190,.35); text-align: center; }
.hub__node .hub__dot { width: 16px; height: 16px; margin-bottom: 6px; }
.hub__node b { font-family: var(--font-display); font-weight: 800; font-size: 26px; color: #FFFFFF; letter-spacing: -0.02em; }
.hub__node span { font-size: 13px; color: var(--silver); }
.hub__node a { font-family: var(--font-display); font-weight: 600; font-size: 14px; color: var(--accent-2); margin-top: 4px; }
.hub__sub { font-family: var(--font-display); font-weight: 600; font-size: clamp(19px, 2vw, 24px); letter-spacing: -0.02em; color: #FFFFFF; margin: -4px 0 0; }
.hub__card { position: absolute; left: 50%; top: 270px; transform: translate(-50%, -50%); width: 320px; box-sizing: border-box; z-index: 2; display: flex; flex-direction: column; align-items: center; gap: 6px; padding: 26px 26px 20px; background: var(--carbon); border: 1px solid rgba(0,210,190,.45); border-radius: 22px; box-shadow: 0 0 0 10px rgba(0,210,190,.06), 0 30px 70px -20px rgba(0,0,0,.7), 0 0 60px -10px rgba(0,210,190,.35); text-align: center; }
.hub__avatar { width: 88px; height: 88px; border-radius: 50%; overflow: hidden; border: 3px solid var(--accent); box-shadow: 0 0 24px rgba(31,224,200,.5); margin-bottom: 4px; }
.hub__avatar img { width: 100%; height: 100%; object-fit: cover; object-position: center 15%; }
.hub__card b { font-family: var(--font-display); font-weight: 800; font-size: 22px; color: #FFFFFF; letter-spacing: -0.02em; }
.hub__card > span { font-size: 12.5px; color: var(--silver); }
.hub__quote { width: 100%; margin-top: 12px; padding: 12px 20px; font-size: 14.5px; }
.hub__btns { display: flex; gap: 8px; width: 100%; }
.hub__btns .btn { flex: 1; padding: 10px 16px; font-size: 14px; }
.hub__card small { font-size: 12px; color: #6B7686; margin-top: 8px; }
.hub__sidelabel { color: var(--accent); }
.hub__pillars { margin-top: 40px; }
.hub__after { max-width: 760px; margin: 40px auto 0; color: #C9D1DB; font-size: 16px; line-height: 1.6; text-align: center; }
.hub__after em { color: var(--accent-2); font-style: normal; }
@media (max-width: 860px) {
  .hub__diagram { grid-template-columns: 1fr; min-height: 0; gap: 24px; padding-top: 30px; }
  .hub__lines { display: none; }
  .hub__side { gap: 10px; }
  .hub__sidelabel { position: static; margin-bottom: 4px; text-align: center; }
  .hub__card { position: static; transform: none; margin: 10px auto; }
  .hub__side--biz, .hub__side--per { grid-column: 1; }
  .hub__side--per { order: 3; }
}
/* ---- WHITE VERSION of the one-contact block ---- */
.hub--light { background: var(--light); color: var(--ink-2); }
.hub--light .section-head h2 { color: var(--ink); }
.hub--light .section-head p.hub__sub { color: var(--ink); }
.hub--light .section-head p { color: var(--ink-2); }
.hub--light .hub__base path { stroke: var(--accent); stroke-opacity: .28; }
.hub--light .hub__paths path { stroke: #00B9A8; stroke-opacity: .95; }
.hub--light .hub__chip { background: #FFFFFF; border: 1px solid var(--line); box-shadow: 0 8px 20px -14px rgba(14,17,22,.25); }
.hub--light .hub__chip b { color: var(--ink); }
.hub--light .hub__card { background: #FFFFFF; border: 1px solid rgba(0,210,190,.55); box-shadow: 0 0 0 10px rgba(0,210,190,.07), 0 34px 70px -24px rgba(14,17,22,.35), 0 0 60px -14px rgba(0,210,190,.28); }
.hub--light .hub__card b { color: var(--ink); }
.hub--light .hub__card > span { color: var(--ink-2); }
.hub--light .hub__btns .btn { color: var(--ink); border-color: rgba(14,17,22,.18); }
.hub--light .hub__btns .btn:hover { border-color: var(--ink); background: rgba(14,17,22,.04); color: var(--ink); }
.hub--light .hub__card small { color: #6B7686; }
/* light stats variant */
.statsv3--light { background: var(--light); }
.statsv3--light .statsv3__grid { border-top-color: var(--line); }
.statsv3--light .num { color: var(--ink); }
.statsv3--light .lbl { color: var(--ink-2); }

/* =========================================================================
   v4.1 (2026-11-02): compact get-a-quote hero — form sits at/near the fold
   ========================================================================= */
.hero--quote { padding: calc(72px + clamp(28px, 4vw, 44px)) var(--pad-x) clamp(26px, 3.5vw, 40px); }
.hero--quote .hero__headline--short { font-size: clamp(1.8rem, 3.6vw, 2.8rem); margin-bottom: 14px; max-width: none; }
.hero--quote .hero__sub { font-size: clamp(15px, 1.4vw, 16.5px); margin-bottom: 0; max-width: 62ch; }
.hero--quote .eyebrow { margin-bottom: 12px; }
.quote { padding-top: clamp(32px, 5vw, 56px); }
@media (max-width: 640px) {
  .hero--quote { padding: calc(64px + 20px) var(--pad-x) 22px; }
  .hero--quote .hero__headline--short { font-size: 1.55rem; margin-bottom: 10px; }
  .hero--quote .hero__sub { font-size: 14.5px; }
  .quote { padding-top: 24px; }
}